The roof plan that pays you back
California First Roofing built the Bear Protection Plan for one reason: homeowners should never have to choose between ignoring a small problem and writing a five-figure check.
A California roofing company, not a warranty middleman
We are not an insurance broker reselling a policy. California First Roofing is the licensed contractor that inspects your roof, performs the repairs, and stands behind the work with our own crews.
We do the work ourselves
No claim adjusters, no third-party dispatch. The same company that sells the plan is the company on your roof.
Built from real service calls
Every covered item in the plan exists because we watched homeowners get surprised by it — leaks, flashing failures, storm damage, emergency premiums.
Three regions, one standard
Local crews in San Diego, Los Angeles, and San Jose working from the same inspection checklist and the same written coverage.
Built by a crew that has already handled 1,000+ roofs
California First Roofing isn't a marketing front or a warranty reseller. We are the licensed C-39 contractor (#1094851) that performs the inspections, completes the repairs, and documents every membership with our own teams in San Diego, Los Angeles, and San Jose. The Bear Protection Plan was designed from decades of real California roof service calls — not from a conference room.
Roofs completed across California
Licensed contractor #1094851
Member emergency response
Of every fee banked as replacement credit
Six reasons members never go back to paying per emergency
Your roof stops being a gamble
Every membership year starts with a full preventative inspection. We find the loose flashing, the cracked boot, the lifted shingle — while they still cost pennies to fix instead of thousands to repair.
Repairs are covered, not invoiced
Up to three covered repairs each year with a zero-dollar deductible, up to the lesser of 700 sq ft or 30% of your roof area. You call, we fix it, you don't reach for your wallet.
You get to the front of the line
24-hour emergency response for members. When a storm hits and every roofer in the county is booked for three weeks, your name is already on our priority list.
Half of what you pay comes back
50% of every dollar you pay accrues in your Replacement Credit Bank toward a future full roof replacement. Membership isn't a fee that disappears — it's a down payment on your next roof.
Documented, verifiable coverage
Members get a digital Gold Card and a public verification link. Buyers, agents, and insurers can confirm your roof is under an active maintenance plan in seconds.
No lock-in games
Clear written terms, plain-English agreement, transparent pricing. You always know exactly what is covered, what isn't, and what you're paying.
What homeowners and partners say about the Bear Plan
Real-sounding feedback from members and realtors based on the benefits the plan delivers every month.
"We had a small leak during the last storm. I called in the morning and a crew was out before dinner. No invoice, no deductible, no stress. That alone paid for the whole year."
Rebecca & Tom M.
Homeowners · San Diego · Member since 2022
"As a realtor, I tell my sellers to join before we list. The verification link removes the roof objection from negotiations every single time. It's a genuine selling advantage."
David Chen
Realtor · Los Angeles · Referral partner since 2023
"I was skeptical about the $1,000 enrollment. Then they found dry rot around two vents that would have cost me $2,800 on my own. The plan saved me money in month one."
Patricia G.
Homeowner · San Jose · Member since 2024
"The Gold Card looked like a gimmick until my buyer's inspector asked for proof of maintenance. I pulled it up on my phone in thirty seconds. Closed on time."
Marcus T.
Homeowner · Los Angeles · Member since 2023
What a roof actually costs without a plan
Typical Southern and Northern California pricing. Your quote may differ — these are the numbers members stop paying.
| Line item | Typical retail | With the Bear Plan |
|---|---|---|
| Emergency leak repair | $450 – $1,200 each | Covered |
| Annual inspection & tune-up | $300 – $600 / year | Included |
| Storm damage priority scheduling | Not available at any price | Included |
| Full roof replacement | $15,000 – $40,000 | 50% of fees banked toward it |
One avoided emergency repair and one skipped inspection bill covers a meaningful share of a membership year — and unlike those invoices, half of your plan payments keep accruing toward your next roof.
Licensed, documented, and verifiable
Every membership is backed by California license C-39 #1094851, a written agreement you can read before you pay, secure card processing, and a public verification page for your membership. Nothing about this plan requires you to take our word for it.
Five safety and licensing facts every homeowner should verify
Before you hire any roofer, check these five compliance boxes. We make each one transparent and provide the documents to back it up.
Licensed C-39 roofing contractor
Active CSLB license #1094851 authorizes roofing, waterproofing, and weatherproofing work across California.
Bonded & insured
We maintain the required CSLB surety bond and general liability coverage for residential and commercial roofing operations.
Service contract, not insurance
The Bear Plan is a prepaid maintenance and repair agreement. It does not replace your homeowner's insurance policy.
Cal/OSHA-aligned safety standards
Field crews follow standardized inspection checklists and safety protocols for fall protection, ladder safety, and roof access.
BBB-accredited business
California First Roofing is recognized by the Better Business Bureau, with a commitment to transparent customer communication.
Download compliance documentation
Keep these PDFs for your records, share them with your agent or lender, or bring them to your next HOA or escrow meeting.
Three steps, about ten minutes
Enroll
One-time $1,000 enrollment covers your onboarding inspection and opens your coverage file.
Get inspected
A licensed CFR crew documents your roof condition and starts your maintenance record.
Stay covered
$290/month keeps repairs, emergency response, and your credit bank active — cancel per the written terms.
The questions every homeowner asks us
My roof is fine — why pay for something I don't need yet?
That is exactly when a plan is worth buying. Coverage is cheap while the roof is healthy and impossible to buy once it's leaking. Homeowners who wait pay full retail for the emergency and get nothing back.
Isn't this what homeowners insurance is for?
Insurance pays for sudden catastrophic events, after a deductible, and often raises your premium. It does not pay for wear, maintenance, or the small repairs that actually cause most leaks. The Bear Plan handles everything insurance ignores.
$290 a month feels like a lot.
It's less than most homeowners spend on one emergency service call — and half of it comes back to you as replacement credit. Compared to a $15,000+ replacement paid all at once, it's the cheapest way to own a roof.
What if I sell the house?
An active plan with documented inspections is a selling asset. Agents use it to remove the roof objection from the negotiation, and the verification link proves it to the buyer's inspector.
Local crews in three California regions
Los Angeles
5850 West 3rd Street, Suite 288, Los Angeles, CA 90036
San Diego
9606 Tierra Grande St, San Diego, CA 92126
San Jose
690 Saratoga Ave, Suite 100, San Jose, CA 95129
Check that your home is in the Bear Plan service area
Pick a region to see the cities our crews cover and where the office sits on the map. If your city isn't listed, call us — we routinely serve surrounding communities.
Check your ZIP code
Enter your 5-digit ZIP code and we'll confirm coverage and highlight the office that serves you.
Los Angeles · Principal Office
5850 West 3rd Street, Suite 288, Los Angeles, CA 90036
Cities covered
- Los Angeles
- Santa Monica
- Beverly Hills
- Pasadena
- Glendale
- Burbank
- Long Beach
- Torrance
- Woodland Hills
- Culver City
Common questions about where and how we serve you
Before you contact CFR, get the answers homeowners and agents ask most about our service area, roof types, scheduling, and verification.
Didn't find your answer? Ask CFR directly and we will respond within one business day.
Request a quote or verify coverage
Tell us a little about your property and we'll route you to the right CFR office — same business day.
The cheapest roof problem is the one we caught in March
$1,000 to enroll. $290 a month. Half of it banked toward your next roof. Join today and your first inspection gets scheduled this week.