Commercial,
Multifamily & HOA
Protect the roofs your owners, residents and tenants depend on—with planned care and one trusted roofing partner.
For eligible properties · Prepaid roof-care service, not insurance
Why choose Bear Plan
10 benefits for your property,
your board & your bottom line.
A practical approach to roof care, with clear responsibilities and service limits—not promises of unlimited repairs.
- 01
A predictable roof-care budget
Plan around a defined monthly membership fee instead of arranging routine roof care from scratch each time. Keep reserves for work outside the plan’s coverage.
- 02
Better planning for HOA reserves
Scheduled inspections help boards spot repair needs earlier and plan spending. Proactive care can reduce surprises, but the plan does not eliminate special assessments.
- 03
Priority when a leak cannot wait
Access 24-hour emergency response and priority scheduling through CFR. Confirm the regional technician and visit timing with the dispatch team.
- 04
Care that supports roof longevity
One annual inspection and timely covered repairs help address small problems before they worsen. Roof life depends on its condition, materials and maintenance.
- 05
Clear records for board decisions
Keep uploaded contracts and inspection reports together in the member Document center, with review status and reviewer notes available for management oversight.
- 06
A proactive approach to property risk
Addressing roof defects early can help limit water intrusion and related disruption. This is roof maintenance—not insurance—and does not replace property or liability coverage.
- 07
More confidence for residents & tenants
A roof-care plan gives managers a clear path for responding to roofing concerns and helps keep well-maintained buildings a priority for their community.
- 08
One contractor across three regions
Work with California First Roofing in Los Angeles, San Diego and San Jose. Confirm each property’s service area and covered roof scope directly with CFR.
- 09
A stronger story at property sale
Organized roof records help explain maintenance history to buyers and their inspectors. Any membership or credit transfer remains subject to the written agreement.
- 10
Clear pricing & future replacement credit
Know the monthly and one-time fees before enrolling. Plus, 50% of paid enrollment and monthly fees accrues toward a future full roof replacement performed by CFR, subject to the agreement.
Membership at a glance
Compare the Bear plans.
Choose the plan that matches your property and membership category. The listed core services share the same limits; fees differ by plan.
| Plan details | Gold Tier | Senior Citizen Plan | Commercial, Multifamily & HOAFor your property or community |
|---|---|---|---|
| Designed for | Homeowners | Senior homeowners | Commercial owners, multifamily communities & HOA boards |
| Monthly membership | $290 / month | $129 / month | $590 / month |
| One-time fee | $1,000Enrollment · paid once | $750Initiation · paid once | $1,500Enrollment · paid once |
| Annual roof inspection | One per membership year | One per membership year | One per membership year |
| Covered repairs | Up to 3 per membership year | Up to 3 per membership year | Up to 3 per membership year |
| Covered-repair deductible | $0 within the repair limits | $0 within the repair limits | $0 within the repair limits |
| Annual repair allowance | Lesser of 700 sq ft or 30% of roof area | Lesser of 700 sq ft or 30% of roof area | Lesser of 700 sq ft or 30% of roof area |
| Emergency service | 24-hour response · priority scheduling | 24-hour response · priority scheduling | 24-hour response · priority scheduling |
| Roof replacement credit | 50% of paid fees toward a CFR replacement | 50% of paid fees toward a CFR replacement | 50% of paid fees toward a CFR replacement |
| Choose your plan | Enroll | Enroll | Enroll |
All plans are prepaid service contracts, not insurance. Covered repairs are subject to limits and exclusions; full roof replacement is not included. Replacement credit has no cash value. Monthly billing begins on the 1st of the next month. CFR must confirm the property and covered roof scope; enrollment does not automatically cover every building in a portfolio.
Unsigned reference copy of the published Commercial, Multifamily & HOA terms. Confirm your property and covered roof scope with CFR before enrollment.
Realtors & property managers
Request a commercial quote.
Tell CFR about your building or community and the roof care you need.
Commercial · Multifamily · HOA
Get a property quoteA better roof-care plan starts here.
Tell CFR about your building or community. Confirm the covered property, roof scope and service area before completing enrollment.
California First Roofing · CSLB #1094851